To be eligible to receive a pension benefit, you must have at least 3 months' qualifying service in the FPS 2007. If you work part-time or have had a period of part-time service, your service is proportioned according to your part-time working hours.
If you are a Retained firefighter, your membership is worked out with reference to your pay. The pensionable pay that you have actually received from 1 April until 31 March is compared with the full time equivalent rate (FTE) of pay for your role.
A retained firefighter has worked for 3 years, from 1 April 2017 to 31 March 2020. The full time equivalent level of pay for his/her role over the same 3 year period is:
- 1 April 2017 to 31 March 2018 - £24,000
- 1 April 2018 to 31 March 2019 - £26,000
- 1 April 2019 to 30 March 2020 - £28,000
The actual pay received by the firefighter was:
- 1 April 2017 to 31 March 2018 - £6,500
- 1 April 2018 to 31 March 2019 - £4,000
- 1 April 2019 to 30 March 2020 - £8,500
The pensionable service is then calculated as:
- 1 April 2017 to 31 March 2018 - £6,500/£24,000 = 0.2708 of a year
- 1 April 2018 to 31 March 2019 - £4,000/£26,000 = 0.1538 of a year
- 1 April 2019 to 30 March 2020 - £8,500/£28,000 = 0.3036 of a year
Total pensionable service = 0.7282 of a year
If you are a regular firefighter and also undertake Retained duties, please be aware that there is a limit on the pensionable service you can build up in the FPS 2007 under two contracts. The limit is 45 years. It applies regardless of whether your regular and retained employments are with the same or a different Fire & Rescue Service. If your combined pensionable service should exceed 45 years, you will be entitled to a refund of excess contributions.