Death Benefits

If you die after your retirement, your benefits will no longer be payable. Your spouse, registered civil partner, eligible co-habiting partner, next of kin or the person dealing with your Estate must inform the Dyfed Pension Fund immediately, to avoid any overpayment of your pension.

The Local Government Pension Scheme (LGPS) ensures that your Survivor's are protected against the immediate loss of your income.

Lump Sum Death Grant

If you retired on or after 1 April 2008, a Lump Sum Death Grant will be payable in the event of your death, if you are under age 75.

The amount payable will be 10 times the value of your annual pension, less any already paid i.e. a 10 year balance of your annual pension. If you retired on or after 1 April 2008 and you have been in receipt of your pension for 10 years, there is NO Lump Sum Death Grant payable in the event of your death.

If you retired on or before the 31 March 2008, the Death Grant payable in the event of your death is 5 times the value of your annual pension, less any already paid i.e. a 5 year balance of your annual pension, in which case, NO Lump Sum Death Grant will be paid.

  • Survivor Benefits
  • Children's Pensions

Please note

You are able to nominate an individual(s) or even an Institution(s) to receive the payment of your death grant. In order to do so, you will need to make a death grant expression of wish by completing the appropriate form. Alternatively, you can update your expression of wish via the My Pension Online service. Where NO nomination has been made, payment of the death grant will normally be made to your Estate or Personal Representatives.

The Dyfed Pension Fund retains absolute discretion as to whom it pays your death grant to. In the event of a dispute, the payment will be made to your Estate or Personal Representatives.

Be mindful that you will need to keep your death grant expression of wish up to date, at all times.